<li><b>Life Insurance:</b> This is their flagship product, with a focus on term life insurance, which provides coverage for a specific duration.</li>
<p>One of Primerica's strongest selling points is its focus on affordable term life insurance. This type of insurance provides coverage for a specific period, typically 10 to 30 years, at a lower premium compared to permanent life insurance. This affordability makes it accessible to individuals who may not be able to afford the higher premiums associated with other life insurance options.</p>
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2. **Potential for misaligned incentives:** The commission-based structure for representatives can create a potential conflict of interest. While not always the case, some representatives might prioritize product sales over their clients' best interests.
<li><b>Life Insurance:</b> This is their flagship product, with a focus on term life insurance, which provides coverage for a specific duration.</li>
<h2>Frequently Asked Questions (FAQs)</h2>
<p>Compared to larger financial institutions, Primerica's product selection is relatively limited. This can restrict your investment options and potentially limit your ability to create a truly diverse portfolio. It's important to consider whether Primerica's offering aligns with your specific investment goals and risk tolerance.</p>
<p>Rather than simply looking at Primerica in isolation, it's helpful to compare its offerings to those of other financial institutions. Consider these points:</p>
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